:root {
  --navy: #002870;
  --navy-dark: #001640;
  --blue: #0078c0;
  --slate: #687888;
  --ink: #122033;
  --muted: #5f6c7b;
  --line: #dce3ea;
  --mist: #f5f8fb;
  --white: #ffffff;
  --shadow: 0 18px 55px rgba(0, 40, 112, 0.10);
  --radius: 18px;
  --radius-sm: 10px;
  --max: 1160px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { max-width: 100%; }

.container {
  width: min(calc(100% - 40px), var(--max));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(220,227,234,.9);
}
.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { width: 244px; display: block; }
.nav-links { display: flex; align-items: center; gap: 26px; font-size: 15px; font-weight: 650; }
.nav-links a { text-decoration: none; color: #334155; }
.nav-links a:hover { color: var(--navy); }
.nav-links a.btn-primary { color: var(--white); }
.nav-links a.btn-primary:hover { color: var(--white); }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  border-radius: 10px;
  padding: 13px 20px;
  font-weight: 750;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  transition: transform .15s ease, background .15s ease, box-shadow .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--navy); color: var(--white); box-shadow: 0 8px 20px rgba(0,40,112,.18); }
.btn-primary:hover { background: #00378f; }
.btn-secondary { background: var(--white); color: var(--navy); border-color: #c9d7e7; }

.hero {
  position: relative;
  overflow: hidden;
  padding: 88px 0 82px;
  background:
    radial-gradient(circle at 84% 22%, rgba(0,120,192,.16), transparent 28%),
    linear-gradient(135deg, #f9fbfe 0%, #edf4fb 100%);
  border-bottom: 1px solid #e5ebf1;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.08fr .92fr;
  gap: 58px;
  align-items: center;
}
.eyebrow {
  display: inline-flex;
  border: 1px solid #c7d8ea;
  background: rgba(255,255,255,.8);
  color: var(--navy);
  border-radius: 999px;
  padding: 6px 11px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .02em;
  text-transform: uppercase;
}
h1, h2, h3 { color: var(--navy-dark); line-height: 1.12; margin-top: 0; }
h1 { font-size: clamp(42px, 6vw, 67px); letter-spacing: -.045em; margin: 18px 0 22px; max-width: 830px; }
h2 { font-size: clamp(30px, 4vw, 43px); letter-spacing: -.03em; }
h3 { font-size: 20px; }
.lead { font-size: 20px; color: #435267; max-width: 720px; margin: 0 0 30px; }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hero-note { margin-top: 18px; color: var(--muted); font-size: 14px; }

.flow-card {
  background: rgba(255,255,255,.9);
  border: 1px solid #dbe5ef;
  box-shadow: var(--shadow);
  border-radius: 24px;
  padding: 30px;
}
.flow-row { display: grid; grid-template-columns: 44px 1fr; gap: 16px; align-items: start; padding: 14px 0; }
.flow-row + .flow-row { border-top: 1px solid #e8edf3; }
.flow-icon {
  width: 44px; height: 44px; border-radius: 12px;
  display: grid; place-items: center;
  background: #edf5fc; color: var(--navy); font-weight: 850;
}
.flow-row strong { display: block; margin-bottom: 3px; color: var(--navy-dark); }
.flow-row span { color: var(--muted); font-size: 15px; }

.section { padding: 78px 0; }
.section.alt { background: var(--mist); }
.section-head { max-width: 900px; margin-bottom: 36px; }
.section-head p { color: var(--muted); font-size: 18px; margin-bottom: 0; }
.cards-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 28px;
}
.card p { margin-bottom: 0; color: var(--muted); }
.number { color: var(--blue); font-size: 14px; font-weight: 900; letter-spacing: .08em; margin-bottom: 10px; }

.deliverable {
  display: grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 54px;
  align-items: center;
}
.packet-mock {
  position: relative;
  min-height: 390px;
  background: linear-gradient(145deg, #f7fafd, #e8f0f8);
  border: 1px solid #d8e3ed;
  border-radius: 24px;
  overflow: hidden;
  padding: 38px;
}
.sheet {
  width: 78%;
  min-height: 305px;
  margin: 0 auto;
  background: white;
  border: 1px solid #dce4ec;
  border-radius: 6px;
  box-shadow: 0 24px 45px rgba(0,40,112,.18);
  padding: 26px;
  transform: rotate(-2deg);
}
.sheet-logo { width: 165px; margin-bottom: 24px; }
.sheet-line { height: 9px; border-radius: 999px; background: #e4eaf0; margin: 11px 0; }
.sheet-line.blue { background: #c5ddf1; width: 70%; }
.sheet-line.short { width: 52%; }
.checklist { padding: 0; list-style: none; margin: 24px 0 0; }
.checklist li { position: relative; padding-left: 30px; margin: 13px 0; color: #405066; }
.checklist li::before {
  content: "✓"; position: absolute; left: 0; top: 0;
  width: 21px; height: 21px; border-radius: 50%;
  background: #e8f4fb; color: var(--navy); display: grid; place-items: center; font-weight: 900; font-size: 13px;
}

.cta {
  padding: 58px 0;
  background: linear-gradient(135deg, var(--navy-dark), var(--navy));
  color: white;
}
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.cta h2 { color: white; margin-bottom: 8px; }
.cta p { margin: 0; color: #d9e6f5; }
.cta .btn { background: white; color: var(--navy); min-width: 190px; }

.page-hero { padding: 58px 0 42px; background: var(--mist); border-bottom: 1px solid var(--line); }
.page-hero h1 { font-size: clamp(38px, 5vw, 54px); margin-bottom: 14px; }
.page-hero p { max-width: 770px; color: var(--muted); font-size: 18px; }

.form-wrap { padding: 44px 0 78px; }
.form-shell { border: 1px solid var(--line); border-radius: 20px; background: white; box-shadow: var(--shadow); overflow: hidden; }
.fillout-frame { width: 100%; min-height: 900px; border: 0; display: block; background: white; }
.fillout-placeholder { padding: 48px 30px; text-align: center; background: #f9fbfd; }
.fillout-placeholder code { background: #edf2f7; padding: 2px 6px; border-radius: 5px; }

.legal { padding: 62px 0 90px; }
.legal article { max-width: 860px; }
.legal h2 { font-size: 28px; margin-top: 42px; }
.legal h3 { margin-top: 28px; }
.legal p, .legal li { color: #445267; }
.notice { border-left: 4px solid var(--blue); background: #eef7fc; padding: 18px 20px; border-radius: 8px; color: #30475b; margin: 24px 0; }

.site-footer { border-top: 1px solid var(--line); background: #fbfcfd; padding: 32px 0; }
.footer-grid { display: flex; align-items: flex-start; justify-content: space-between; gap: 30px; }
.footer-brand img { width: 190px; }
.footer-small { max-width: 690px; color: var(--muted); font-size: 13px; margin-top: 12px; }
.footer-links { display: flex; gap: 18px; flex-wrap: wrap; font-size: 14px; }
.footer-links a { color: #46566a; }

@media (max-width: 840px) {
  .nav { min-height: 68px; }
  .brand img { width: 196px; }
  .nav-links a:not(.btn) { display: none; }
  .hero { padding: 58px 0 62px; }
  .hero-grid, .deliverable { grid-template-columns: 1fr; }
  .cards-3 { grid-template-columns: 1fr; }
  .cta-inner, .footer-grid { align-items: flex-start; flex-direction: column; }
  .packet-mock { min-height: 330px; }
  .section { padding: 58px 0; }
}


@media (max-width: 520px) {
  .container { width: min(calc(100% - 28px), var(--max)); }
  .nav-links { gap: 8px; }
  .nav .btn { padding: 10px 13px; font-size: 14px; }
  .brand img { width: 160px; }
  h1 { font-size: 42px; }
  .lead { font-size: 18px; }
  .flow-card, .card { padding: 22px; }
  .fillout-frame { min-height: 1180px; }

  .ownership-title {
    font-size: 19px;
  }

  .ownership-text {
    font-size: 15px;
  }

  .ownership-inner {
    gap: 8px;
  }
}


/* Homepage ownership / credibility strip */
/* Homepage ownership / credibility strip */
.ownership-strip {
  background: var(--white);
  border-bottom: 1px solid var(--line);
}

.ownership-inner {
  min-height: 88px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  padding: 18px 0;
  text-align: center;
  flex-wrap: wrap;
}

.ownership-inner strong {
  color: var(--navy);
  font-size: 21px;
  font-weight: 850;
  line-height: 1.25;
  letter-spacing: .005em;
}

.ownership-inner span {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.5;
}

.trust-card .flow-icon {
  font-size: 18px;
}

.legal article > h1 {
  display: none;
}

.legal article a {
  color: var(--navy);
  text-decoration-thickness: 1px;
  text-underline-offset: 2px;
}

.legal article > p:first-child {
  margin-top: 0;
}

@media (max-width: 840px) {
  .ownership-inner {
    min-height: auto;
    padding: 22px 0;
    gap: 8px;
    flex-direction: column;
  }

  .ownership-inner strong {
    font-size: 19px;
  }

  .ownership-inner span {
    font-size: 15px;
  }
}